You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Terms of Service
Destined for Bali
Last updated: 3 May 2026
Welcome to Destined for Bali. Before you dive in, a few important notes about how this publication works, what we offer, and what we ask of you in return. We’ve done our best to write these terms in plain English, but please do read them carefully — by reading, subscribing to, or commenting on Destined for Bali, you’re agreeing to everything that follows.
1. About this publication
Destined for Bali is an independent lifestyle publication created and written by one person, sharing personal stories, observations, and independent research about life in Bali — spanning travel, wellness, food and culture, business and digital nomad life, property, and personal reflections on island living.
Everything published here reflects the author’s own experiences, opinions, and research at the time of writing. It does not represent the views of any business, brand, government body, or organisation referenced in our content.
2. Editorial disclaimer — please read this carefully
All content on Destined for Bali is provided for informational, inspirational, and entertainment purposes only. It represents the personal opinions, lived experiences, and independent research of the author. It is not, and must never be treated as, professional advice of any kind.
Bali — and Indonesia more broadly — is a place where laws, regulations, visa requirements, property rules, business structures, costs, transport options, venues, and cultural practices change frequently and can vary significantly depending on your nationality, circumstances, and timing. Information published here is accurate to the best of the author’s knowledge at the time of writing, but it may quickly become outdated. Always verify current information directly with the relevant authority, professional, or business before acting on anything you read here.
3. No professional advice — high-risk content categories
Destined for Bali does not provide legal, immigration, visa, tax, financial, investment, property, business, medical, mental health, or safety advice. This is especially important given that much of our content covers areas where mistakes can carry serious consequences.
Specifically:
Visa, immigration, and residency content — Indonesian immigration law is complex and changes frequently. Getting it wrong can result in fines, deportation, or being barred from re-entry. Always consult a qualified Indonesian immigration agent or lawyer before applying for, changing, or relying on any visa.
Property, land, and real estate content — Foreign ownership of land in Indonesia is heavily restricted and legally complex. Leasehold arrangements, nominee structures, and PT PMA companies all carry significant legal and financial risk. Always engage a qualified Indonesian property lawyer and notary (PPAT) before any property transaction. Never rely on anything written here as the basis for buying, leasing, or investing.
Business and tax content — Setting up a business, paying taxes, or earning income in Indonesia involves regulations that differ from those in your home country. Always consult an Indonesian accountant, business consultant, or lawyer.
Health, wellness, and medical content — Articles touching on healthcare, traditional healing, retreats, supplements, fasting, plant medicine, or mental health reflect personal experience only. Always consult a qualified medical doctor before making health-related decisions.
Safety and activity content — Articles mentioning scooter or motorbike rental, surfing, diving, hiking, waterfalls, ceremonies, or other activities are not safety guides. These activities carry inherent risks. Always use licensed operators, wear appropriate safety gear, hold the correct licence and insurance, and assess your own ability honestly.
If you are considering any decision based on something you have read on Destined for Bali — whether visiting, relocating, applying for a visa, buying property, starting a business, taking on health practices, or undertaking activities — please consult a qualified, regulated professional appropriate to your situation.
You are solely responsible for any decisions you make and any actions you take based on content published here. Destined for Bali, the author, and anyone associated with the publication accept no responsibility for the outcomes of those decisions or actions.
4. Affiliate links and sponsored content
Destined for Bali sometimes earns a small commission when readers click through and book or purchase via affiliate links — at no additional cost to you. This helps support the time, travel, and research that goes into the publication.
Where content has been sponsored, gifted, hosted, or paid for by a brand, villa, retreat, tour operator, or other partner, this is always clearly labelled as “AD”, “Sponsored”, “Gifted”, “Hosted”, or “Paid Partnership”, in line with UK Advertising Standards Authority (ASA) guidance. Sponsorship never affects honest opinion — if a partner doesn’t deliver, we won’t recommend them.
Please note: we cannot guarantee the quality, safety, accuracy, or conduct of any third-party villa, retreat, tour operator, restaurant, business, or service we mention or link to. Always do your own due diligence — read recent reviews, ask questions, and trust your instincts before booking, paying, or attending.
5. Reader conduct
We want Destined for Bali to be a warm, welcoming, and culturally respectful space. When commenting, replying, or otherwise interacting with the publication, please don’t:
Post hateful, discriminatory, harassing, or abusive content
Make culturally insensitive or disrespectful remarks about Balinese or Indonesian culture, religion, or people
Share spam, scams, or unsolicited promotional material
Post anything unlawful, defamatory, or that infringes someone else’s rights
Impersonate another person, brand, or business
Share private information about other people without their consent
We reserve the right to moderate, edit, hide, or remove any comment, and to suspend or block any subscriber whose behaviour breaches these terms — at our sole discretion and without notice.
6. Intellectual property
All original content on Destined for Bali — including written articles, photographs, graphics, branding, logos, the tagline “An Island, A Dream, A Life Reimagined”, and the name “Destined for Bali” itself — is the intellectual property of the author and is protected by UK and international copyright law.
You’re welcome to share short excerpts on social media or link to articles, provided you give clear attribution and a working link back to the original post on Destined for Bali. Please don’t republish, reproduce, rewrite, scrape for AI training, or commercially use any content without prior written permission. To licence or feature our work, please get in touch.
7. Third-party links and recommendations
Articles regularly link to third-party websites — villas, retreats, tour operators, restaurants, brands, services, government sites, and other publications. We don’t control these sites, we don’t endorse everything they contain, and we’re not responsible for their content, accuracy, privacy practices, safety, or anything that happens when you visit, book, or pay them. Please review their own terms, policies, and reviews before engaging.
8. Limitation of liability
To the fullest extent permitted by law, Destined for Bali, its author, and anyone associated with the publication will not be liable for any loss, damage, injury, illness, expense, inconvenience, or other harm — whether direct, indirect, incidental, consequential, or otherwise — arising from your use of the publication, your reliance on any content, your interactions with third parties linked from the publication, your travel, relocation, property, business, health or activity decisions, or any action you take based on something you’ve read here.
This includes, without limitation, any loss or harm relating to visa, immigration, property, financial, business, medical, wellness, transport, or activity decisions.
Nothing in these terms excludes any liability that cannot lawfully be excluded under UK law (such as for death or personal injury caused by the author’s negligence, or for fraud).
9. Subscriptions, payments, and refunds
Free and paid subscriptions to Destined for Bali are managed via Substack. Payments are processed by Stripe. By subscribing to a paid plan, you also agree to Substack’s and Stripe’s respective terms of service and refund policies, which we recommend you review.
You can cancel a paid subscription at any time via your Substack account settings. Cancellations take effect at the end of the current billing period. We do not generally offer refunds for unused portions of a subscription, but please contact us if you believe you have a genuine grievance and we will consider it fairly.
10. Cultural respect
Destined for Bali is written with deep respect for Balinese and Indonesian culture, religion, and people. We make every reasonable effort to write accurately and sensitively about ceremonies, customs, traditions, and sacred sites. However, Bali’s cultural heritage is rich and nuanced, and we do not claim cultural authority. Where you visit or participate in cultural or religious practices, always follow the guidance of local custodians, dress respectfully, and behave appropriately.
11. Changes to these terms
We may update these Terms of Service from time to time — for example, when our content offering changes, when the law changes, or when we add new features. The “Last updated” date at the top will reflect the most recent revision. Continued use of Destined for Bali after changes are published means you accept the updated terms.
12. Governing law and jurisdiction
These Terms of Service are governed by, and shall be interpreted in accordance with, the laws of England and Wales. Any disputes arising from or in connection with these terms or with Destined for Bali will be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Contact
If you have any questions about these Terms of Service, please get in touch at annie@destinedforbali.com.
Thank you for reading — and welcome to the Destined for Bali community.
Privacy Policy
Destined for Bali
Last updated: 3 May 2026
Welcome back. This is the part where we explain what personal data we collect about you, why we collect it, what we do with it, and what rights you have. We’ve written it in plain English where possible — some legal terms are unavoidable, but we’ll keep them to a minimum. This policy applies to anyone who visits, subscribes to, comments on, or otherwise interacts with Destined for Bali.
1. Who we are
Destined for Bali is an independent publication operated by one person (“we”, “us”, or “our” in this policy). For the purposes of UK GDPR and the Data Protection Act 2018, we are the data controller for any personal data we collect through the publication.
If you need to contact us about anything in this policy — including any of the rights described below — please email us at annie@destinedforbali.com.
2. What personal data we collect
Depending on how you interact with Destined for Bali, we may collect:
Email address — when you subscribe to free or paid newsletters
Name — if you choose to provide one when subscribing or commenting
Comments and replies — anything you choose to post publicly on the publication
Direct messages — if you contact us via Substack messaging or email
Analytics data — anonymised or pseudonymised information about how you interact with the publication, such as which posts you open, what you click, your approximate location, and your device or browser type
Payment information — if you take out a paid subscription. We do not see or store your card details; these are handled directly by Stripe via Substack
3. How we collect it
When you subscribe via the Substack subscription form
When you post a comment or reply
When you message or email us directly
Automatically, via cookies and analytics tools embedded by Substack and any third-party services we use
4. Why we collect it (and our legal basis)
Under UK GDPR, we must have a lawful basis for processing your personal data. Here’s how we use what we collect, and which lawful basis applies:
To send you newsletters and updates — based on your consent when you subscribe. You can withdraw consent at any time by unsubscribing.
To provide and manage paid subscriptions — based on the contract between you and us when you take out a paid plan.
To respond to your comments, questions, or messages — based on our legitimate interest in engaging with our community.
To understand what content resonates and improve the publication — based on our legitimate interest in running the publication well.
To comply with legal obligations — such as record-keeping for tax or responding to lawful requests from authorities.
5. Who we share your data with
We never sell your personal data. We share it only with trusted third parties who help us run the publication, including:
Substack — our publishing platform, which hosts the publication and manages subscriptions
Stripe — the payment processor used by Substack for paid subscriptions
Email and analytics service providers — used by Substack to deliver newsletters and report on performance
Authorities or regulators — if required to do so by law, court order, or other legal obligation
Each of these third parties has its own privacy policy, which we recommend you review.
6. International transfers
Substack and Stripe are based in the United States, which means your personal data may be transferred to and stored outside the United Kingdom and European Economic Area. Where this happens, those providers rely on appropriate safeguards — such as the UK International Data Transfer Agreement or Standard Contractual Clauses approved by the UK Information Commissioner’s Office — to ensure your data continues to receive an equivalent level of protection.
7. How long we keep your data
We keep your personal data only for as long as we need it for the purposes set out above. In practice, this usually means:
Subscriber data: for as long as you remain subscribed, plus a short period afterwards for record-keeping and to handle any follow-up queries
Comments and public interactions: indefinitely, unless you ask us to remove them
Payment records: for at least six years, in line with UK tax law
Direct messages: for as long as is reasonably necessary to maintain our correspondence
8. Cookies and tracking
Destined for Bali is hosted on Substack, which uses cookies and similar technologies to make the platform work, remember your preferences, keep you logged in, and gather analytics about how readers use the publication. We don’t set additional cookies of our own. For full detail on what Substack uses and how to manage cookies, please see Substack’s own privacy and cookie policies.
9. Your rights under UK GDPR
You have the following rights in relation to your personal data:
Right of access — to ask for a copy of the personal data we hold about you
Right to rectification — to ask us to correct inaccurate or incomplete data
Right to erasure (‘right to be forgotten’) — to ask us to delete your personal data, in certain circumstances
Right to restrict processing — to ask us to limit how we use your data
Right to object — to object to certain types of processing, including direct marketing
Right to data portability — to ask us to provide your data in a portable format
Right to withdraw consent — at any time, where we rely on consent (for example, by unsubscribing)
To exercise any of these rights, please email us at annie@destinedforbali.com. We will respond within one calendar month, as required by UK GDPR.
10. Complaints
If you’re unhappy with how we’ve handled your personal data, please contact us first — we’ll always try to put things right. You also have the right to complain to the UK’s data protection regulator, the Information Commissioner’s Office (ICO), at any time. You can find them at ico.org.uk, by post at Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF, or on 0303 123 1113.
11. Children
Destined for Bali is not intended for children under the age of 16, and we do not knowingly collect personal data from anyone under 16. If you believe a child has provided us with personal data, please contact us and we will delete it promptly.
12. Security
We rely on Substack’s technical and organisational security measures to protect your personal data. While no online service can guarantee absolute security, Substack uses industry-standard protections including encryption in transit and secure data storage. We don’t store payment card details ourselves — these are handled by Stripe.
13. Changes to this policy
We may update this Privacy Policy from time to time — for example, when the law changes or when we change how we operate the publication. The “Last updated” date at the top of this page will reflect the most recent revision. Where changes are significant, we’ll let subscribers know by email.
14. Contact
For any questions about this Privacy Policy, or to exercise any of your rights, please contact us at annie@destinedforbali.com.
Thank you for trusting Destined for Bali with your details — we take that responsibility seriously.